Website:

(800) 605-4-VAL

Take advantage of being a CalPERS member!


is a CalPERS Approved Lender for all of your financing needs.
(800) 605-4-VAL
The California Public Employees' Retirement System (CalPERS) Member Home Loan Program offers eligible members a variety of benefits in purchasing or refinancing a home.  VALCO Financial, Inc. is an approved CalPERS lender that is committed to giving you the service you deserve at a competitive interest rate with controlled closing fees.

In 1981, the California legislature passed a law which established the CalPERS Member Home Loan Program as a benefit to the CalPERS membership, as well as an investment vehicle for the fund's fixed-income portfolio.  CalPERS designed the program to offer eligible members protection, opportunity, and security in purchasing or refinancing a home..
·          Competitive rates
·          100% Financing *
·          Purchases and Refinances
·          Controlled Closing Fees
·          FREE 60-Day Rate lock w/2 FREE Float Down Options *
·          Conforming, Non-conforming, and FHA Fixed and Adjustable Financing
          
          *Call for details

Valentin V. Montoya
To view the most current rates for the CalPERS Member Home Loan Program, click the link below (you will be taken to the state's CalPERS home page):
VALCO Financial, Inc. was founded with the philosophy of providing the highest level of customer service, products and services.  We strive to offer the customer the lowest rate in the mortgage marketplace, as well as the highest level of customer service.  The entire staff at VALCO Financial, Inc. is made up of the most experienced and qualified people the industry has to offer.


We look forward to hearing from you!
Office Phone:  (800) 605-4-VAL

Hours: Monday--Thursday: 8:30-5:30
            Friday: 8:30-3:30

Fax Number:  (951) 677-3107

Website:

VALCO Financial, Inc. is Licensed by the California Department of Real Estate #01080530